This is not something enjoyable to discuss for most people, if any insurance is for that matter, but for sure not this one. We don’t even like to think about our death, let alone talk about it. But in order to take care of your family in case of your death, then you need to have it. One should want to be able to pay off all debts with a life policy, and anything more than that depends on the age of your children or the lifestyle that your surviving spouse would desire. If your children are small, you have childcare costs to consider along with their education. Your surviving spouse may need to replace your income to maintain a certain desired lifestyle in addition to paying off debts. Just give us a call or come by for a free quote.