Any person residing in the state of Missouri that owns or leases a vehicle is required by law to carry at least liability insurance on the vehicle to protect others in case of bodily injury or property damage arising as a result of the driver’s fault. Required coverage can vary by state and Missouri requires this liability insurance and uninsured motorist bodily injury coverage. The uninsured motorist bodily injury coverage protects you in case another driver is at fault in your accident and they don’t carry liability insurance as required by law. Any bodily injury done to you or someone in your vehicle would be covered by your policy up to your policy limits for this coverage. Additional coverage to protect you and your vehicle are available, but not required, unless you have a lien (owe money) on your vehicle. Our companies provide all of the coverage that you need to protect your automobile and yourself in case of an accident. We can discuss the options available to you and help you get competitive coverage at a reasonable rate. Just give us a call or come by for a free quote.